Jonathan Cattana Book

Read Jonathan Cattana’s book here

Contents
CHAPTER 1 – Schooling in Australia 5
Stages of schooling
Trends in schooling 6
The cost of private school education
Why a private school? 8
Summary
CHAPTER 2 – Making the big decision 11
Choosing to send your child to a private school 12
When is the right time?
Which school is the right school?
CHAPTER 3 – The cost of private schooling 16
The important extras 19
CHAPTER 4 – How do I pay for private school fees? 23
What are asset classes? 24
Which asset class should I invest in and why? 27
Cash
Fixed interest
Property
Shares
Perceptions of an investor—your questions answered
Summary
CHAPTER 5 – The game plan: strategies for financing private school fees 42
Essential steps for all wealth creation strategies
The game plan 44
Strategy 1 – A simple savings plan 45
Strategy 2 – A geared investment portfolio 49
Strategy 3 – Debt recycling—good debt, not bad debt 54
How does debt recycling work?
When should I start with this strategy?
Regular saving
Strategy 4 – A discretionary trust 60
Income from trusts
Other ideas 65
Other points
Summary
CHAPTER 6 – Protecting your greatest assets—you and your spouse 70
Personal insurance
It can never happen to me!
What is personal risk insurance?
Other insurances you may need
What choices do I have for paying for my insurance premiums?
Insurance tips
Estate planning
Good advice
Financial planning
Things you should look for in a financial planner
Conclusion 87
A final word
Resources 89
Acknowledgements 91
Notes 92